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WebbPacific Prime 5,862 followers on LinkedIn. Simplifying insurance for individuals, families, and businesses. Specializing in international medical insurance. Pacific Prime was founded in 2000 by Neil Raymond to simplify insurance for international clients looking for health insurance coverage. Fast forward, and over two decades later, we are now the 3rd … Webb11 aug. 2024 · Simplifying Insurance. Understanding your premium ‘Premium’ is a common term that you might come across when you take out insurance, at renewal and at claim time. We’ll explain what an insurance premium is and give you a breakdown of a few key factors that influence the amount of premium you’re charged. Find out more WebbWe address access to providers, moral hazard, adverse selection, and choice set size in our analysis. We leverage data spanning 2008-2024 on a menu of insurance options offered by CalPERS, consumer choices, and detailed claims data to perform our analysis. Endogenous Information and Simplifying Insurance Choice iowa battery